| Direct Car Insurance is the option of buying your | | | | large companies which have in house services like |
| car insurance directly from an authorized | | | | emergency pick up vehicles, tie ups with official |
| insurance company instead of going through | | | | car service centers, legal advisors and such |
| insurance middlemen and independent agents. | | | | important services. What happens here is that |
| To explain let us take this example. If you are | | | | these direct car insurance providers may not |
| sick with pain in your joints, there are two options | | | | have to outsource their services to other car |
| you can choose from. You either go to a general | | | | insurance agencies? Even if they do, they have |
| practitioner and he would recommend certain | | | | clear and set procedures that are outlined. This |
| medicines that would ease your pain. Or, you | | | | removes the reasons for inordinate delays in |
| proceed directly to an orthopedic specialist, one | | | | providing emergency car services, settling claims |
| who specializes in illnesses related to the bones of | | | | and providing interim relief through rent a car |
| the human body. Chances are that the bone | | | | services etc. |
| specialist would be able to diagnose the exact | | | | When you buy a policy from a direct car |
| nature of your ailment and prescribe maybe | | | | insurance agency you also save on costs. You can |
| some medicines or exercises that will at once | | | | get cheaper car insurance with some very good |
| have better effect on your condition. The general | | | | facilities. Remember it is not the amount of |
| practitioner would probably have an idea about | | | | services that you can get but whether those |
| your actual condition but may not be in a position | | | | services can be used when you need them. |
| to accurately treat it. | | | | You may even be able to work out cheaper |
| Something similar happens when you choose a | | | | premiums for flexible periodic payments as well |
| direct car insurance policy over an indirect car | | | | when you go to direct car insurance agencies. |
| insurance policy. | | | | And to top it off you may even get some free |
| One may argue that it is far easier to get quotes | | | | extra covers along with your standard cover as |
| and information on car insurance policies from | | | | well. These come in handy and end up saving you |
| multiple indirect sources, as there are plenty in the | | | | some money at a later stage. For example you |
| car insurance market. It may also be a better | | | | may get free extended territorial cover or the |
| idea as these indirect car insurers offer a wide | | | | direct car insurance agency may offer extended |
| variety of services in order to keep their car | | | | legal liability to family members. These would be |
| insurance policies better than the rest. | | | | specific to the district of residence of course. |
| This is however not without its associated costs. | | | | There are some direct car insurance agencies |
| Remember middlemen and independent agents | | | | that also offer you a better premium if you |
| and such indirect car insurers are in a business and | | | | insure more than one car with them. This really |
| not providing you the service out of charity. They | | | | gets you a good reduction in your associated |
| obviously are looking for their profits. While on the | | | | costs and it always helps if there is just one |
| look of it you may be offered multiple services at | | | | direct car insurance agency that has to be |
| some good prices, you must never forget that | | | | co-coordinated with at all times. |
| you are paying a higher rate for the same. The | | | | There are quite a few car insurance companies |
| independent car insurance agents are putting in | | | | which provide direct car insurance and you may |
| their profits into the quote. The larger these | | | | need to shop around a little before you actually |
| independent car insurance companies are, the | | | | make your decision. This will also give you |
| higher the hidden costs. | | | | adequate knowledge about what the direct car |
| The direct car insurance agencies, on the other | | | | insurance agencies are offering in the car |
| hand have their benefits. If you go at first to a | | | | insurance market. So remember, going in for |
| direct car insurance company, you will directly be | | | | direct car insurance is in the larger picture more |
| in touch with the car insurance provider itself. | | | | beneficial to your pocket! |
| These direct car insurance providers are usually | | | | |