PHCS Health Insurance Quotes, Plans, and Company Review

When looking for health insurance it is veryNational Access with Excellent Cost Savings: No
important to keep in mind that there are manymatter where the members are, they offer a
companies out there that will try offering you thevariety of services from coast to coast. You can
best prices for your needs. However, not all ofcontact them at (866) 750-7427 to see how
them are known all around the United States andmuch they can save you in health care costs.
not all of them offer you the same benefits. OnePHCS Healthy Directions: Eliminates the need of
of the many companies offering coverage in thehaving an HMO, PPO or POS because it pays full
continental United States is Private Health Carecharges for services when a member travels or
Systems best known as PHCS. They are thegoes to school outside the coverage area. As a
primary national PPO network and caremember you will be able to have freedom in
management product of the company MultiPlan.order for you to choose a provider from within
Before talking about PHSC it's important to knowthe national network, to lower your out of pocket
a little bit more about the parent company.costs for members with providers in the PHCS
MultiPlan was founded in 1970 and is the oldestNetwork, and to call a toll free number in your I.D.
and largest of independent, network-based costcard for provider information.
management solutions. They have more than halfQuality: PHCS didn't just link a variety of little
a million health care providers that service annetworks and pierce them together, instead they
estimated 40 million consumers. To top it all ofcreated a national network that allows them to
the estimated millions of consumers have aboutcredential and re-credential their providers to
70 million claims that are processed throughmaintain good quality healthcare.
MultiPlan's networks each year. How about thatPrivate Health Care Systems is a care
for a health insurance option?management company as well as network based
On the other hand Private Health Care Systemsinsurance. PHCS is the second largest independent
(Owned by MultiPlan as said before) has thecare management company functioning in the
largest proprietary preferred provider (PPO)United States today. Their care management
organization in all the United States. With aboutspecialists review any patients' cases to make
450,000 members attending one of the 4,000certain that patients receive the best treatment
facilities PHCS members have access to a varietyavailable as well as giving them freedom to from
of providers around the United States. They area variety of options that nest suit their unique
also the first and only propriety network to earnutilization review needs. You are able to employ
five endorsements due to quality from twothis care management system in the area of
nationally recognized quality assuranceyour business where it will make the biggest
organizations, URAC and the National Committeeimpact. PHCS Core Plan includes the following
for Quality Assurance (NCQA).utilization management products, however, is
PHCS' job is to contact their providers in orderimportant to keep in mind that you can add some
for them to allow their network member to visitsupplemental products that will be discussed below
them at lower costs. The network also hasin addition to the Core Value ones.
something referred to as a "High networkCore Value Plan:
retention rate" which means that once a1. Concurrent Review
customer selects a Primary Care Physician (PCP)2. Certification
that doctor will remain available all through their3. Discharge Planning
health plan. Most of the people that are membersAdditional Supplemental Modules that can be
of this great network include large employerspurchased:
such as companies and enterprises, commercial1. Chiropractic Review
insurance carriers, regional managed cared2. Selective CT/MRI Review
organizations and third party administrators. The3. Podiatry Review
PHCS network offers the following to its4.
members: